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Ziddu » News » Technology » CVVs and OTPs for Safer Use of Credit Cards
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CVVs and OTPs for Safer Use of Credit Cards

John NorwoodBy John NorwoodSeptember 3, 20202 Mins Read
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CVVs and OTPs for Safer Use of Credit Cards
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First-time shoppers may be afraid to use their credit cards for buying things online.

However, credit card companies have placed security measures such as OTP and CVV to stop fraudulent charges from taking place.

And while you can use a cvv shop for one time purchases, it’s worth it to understand what CVV can do and how it can protect you from unauthorized purchases.

What is OTP and CVV?

OTP is short for One Time Password and is sent to the registered mobile phone number of the credit card owner. CVV, or card verification value is the 3 or 4 digit number on the back of your credit card. Both are used to validate purchases on the internet and are anti-fraud measures.

OTP and CVV Errors

Sometimes you’re occupied with something else and enter the incorrect CVV code. What happens to the transaction then?

Entering the incorrect CVV code on a credit card will mean that particular transaction will not go through. An error will come up saying the CVV is incorrect, and you’ll be encouraged to try again. This time, check the back of your credit card and enter the information again.

The same goes for OTP confirmations. A pin will be sent to your mobile phone to validate the purchase. If somehow you entered the wrong OTP, the purchase will not go through. Unlike CVV, you may only have a few trials- after that, the transaction will be canceled and you will need to try again.

Circumventing Credit Cards and OTP

There are other ways to make a payment for goods on the internet. A cvv shop can generate a cc and cvv for use in bill payment and more. You can also try PayPal or buy a temporary credit card with limited funds. Bitcoin is also a safe and viable alternative.

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John Norwood

    John Norwood is best known as a technology journalist, currently at Ziddu where he focuses on tech startups, companies, and products.

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